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What is a Bitcoin IRA? Tax Free Bitcoin Trading (US Only)The process for buying Bitcoin through an IRA is similar to buying it on a cryptocurrency exchange, but the purchase is made through the IRA. The closest you can come to owning cryptocurrency in a Roth IRA with a traditional custodian is through a crypto trust. Crypto trusts are crypto. If you're interested in gaining exposure to crypto directly in your IRA or traditional brokerage account, type the Grayscale ticker symbol into your account or.